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Eligibility

Salaried Individual

Particulars

Car value

(up to 10 lacs)

Car value 

(10 lacs -20 lacs)

Car value 

(20 lacs and above)

Age Criteria

Minimum age 21 years old

Minimum age 21 years old

Minimum age 21 years old

Income Criteria

Gross annual income of at least Rs. 2.00 lacs.

Gross annual income of at least Rs. 5.00 lacs.

Gross annual income of at least Rs. 10.00 lacs.

Job / Business Stability

Minimum 3 years

Minimum 3 years

Minimum 5 years

LTV (%)

Upto 90%

Upto 90%

Upto 90%

Self-Employed Individual

Particulars

Car value

(up to 10 lacs)

Car value 

(10 lacs -20 lacs)

Car value 

(20 lacs and above)

Age Criteria

Minimum age 21 years old

Minimum age 21 years old

Minimum age 21 years old

Income Criteria

Gross annual income of at least Rs. 1.00 lacs.

Gross annual income of at least Rs. 3.50 lacs.

Gross annual income of at least Rs. 5.00 lacs.

Job / Business Stability

Minimum 2 years

Minimum 5 years

Minimum 7 years

LTV (%)

Upto 85%

Upto 85%

Upto 85%

Disclaimer

* Under the joint trade name "Volkswagen Financial Services" the subsidiaries of Volkswagen Financial Services AG provide the aforesaid services. Financial Services are offered by Volkswagen Finance Private Limited. Leasing, Insurance and Mobility Services are offered by Volkswagen Finance Private Limited in cooperation with third parties.